PHILADELPHIA CAR ACCIDENT LAWYERS
Looking for the best car accident lawyer in Philadelphia?
Philadelphia car accident lawyers at Fox Law Philly are client driven and trial ready for serious injury sustained as the result of an auto accident or car crash. If you live in Philly and are looking for the best car accident lawyer in Philadelphia, we are top rated and centrally located near you in center city, offering a boutique service of personal attention. Not from Philly? Fox Law also serves out-of-state accident victims with the personal attention you require, and an in-depth understanding of Pennsylvania out-of-state car accident law.
Trust Fox Law for the personal attention you deserve, and the top representation your case demands.
Fox Law headed by top rated Philly car accident attorney.
Fox Law is headed by top rated Philly car accident attorney John Fox.
John Fox holds the highest Martindale-Hubbell Peer Review Rating of AV® Preeminent™ (5.0). This is a significant accomplishment – a testament to the fact that a lawyer’s peers rank him/her at the highest level of professional excellence among trial lawyers.
A former defense attorney for a Philadelphia fortune 500 company, John Fox has been a trial lawyer for over 30 years. He has tried multi-million dollar car and truck accident cases in Philadelphia, and throughout the United States.
Cases our Philadelphia Car Accident Lawyers Handle
What can the best car accident lawyer in Philadelphia do for you?
A top rated Philly car accident lawyer, who is a true trial lawyer, can help you receive the compensation you deserve. The insurance company is not on your side. Their job is to give you as little compensation as possible. The best negotiating leverage you can have is a top rated trial lawyer, ready to go to trial for you.
Insurance companies hire trial lawyers. They are hoping you don't.
NO FEE unless we win. FREE Consultations.
All Philadelphia car accident lawyers are not the same.
Choosing the best Philadelphia car accident lawyer can make a difference.
Choosing the best Philadelphia car accident lawyer to handle your case can make the difference as to whether you win, lose, and how much you recover for your injuries. In the video below, John Fox shares his background and how his experience can make a difference for you.
How Fox Law made a difference. Jake's Story.
How Fox Law made a difference. Lexi's Story.
What sets us apart as the best car accident lawyer in Philadelphia?
As a former defense attorney, John Fox is skilled as both a defense and plaintiff attorney.
We put our defense experience to work for you. John Fox understands how defense attorneys work and we use this knowledge to skillfully represent plaintiffs in serious personal injury claims. This is a distinct advantage for our clients.
Philly auto accident attorney specializing in trial law: The Fox Law Strategy
Some Philadelphia Car Accident Lawyers have no intention of going to trial. Their strategy from the beginning is to settle your case. As a result, this weakens their negotiating leverage.
It is important to choose a Philadelphia Car Accident Lawyer who is prepared to take your case to trial. At Fox Law, we practice what we call "The Fox Law Strategy”.
The Fox Law Strategy is to thoroughly prepare each case for trial from the beginning. Although most cases do settle before trial, cases that are thoroughly prepared for trial from the start have the strongest negotiating leverage. They also result in the best personal injury settlements.
Another negotiating leverage is Fox Law's reputation: Fox Law was a former defense attorney for a fortune 500 company. As a result, the insurance companies know that Fox Law will take your case to trial if we do not receive an acceptable settlement offer.
Multi-vehicle accident experts
We are experts in handling complicated multi-vehicle accidents. Navigating the complicated chess match of litigation involved in multi-vehicle accidents is a unique area of expertise in which very few attorneys are skilled. If the accident occurs on a highway and involves trucks and tractor-trailers , catastrophic and fatal injuries often result. It is important to have a lawyer who knows how to prove fault and collect evidence in multi-vehicle truck accidents. John Fox is highly skilled in this type of litigation
Fox Law offers free legal advice for 2 weeks following an accident. No Obligation.
If you have been involved in an accident, what you do in the days and weeks following your injury can affect your injury claim. Therefore, Fox Law will guide you, with no obligation, in the weeks following your accident. We will advise you on how to proceed while you are determining the extent of your injury. If you are fortunate enough that your injuries are minor and have completely resolved in 2 weeks, we will advise you to try to settle your claim directly with the insurance company. We will even give you an idea of what is a fair settlement offer. If after 2 weeks you still have unresolved aches and pains, they may be a warning sign of a more serious injury. In this case, we can help you receive a better settlement offer than you can obtain on your own.
Top rated Philly auto accident lawyer for over 30 years.
John Fox has been rated a top Philly auto accident lawyer, serving the Philadelphia community, for over 30 years. Our Philadelphia car accident lawyers familiarity with the Philadelphia court system and Philadelphia judges gives our clients an advantage that only a true Philadelphia lawyer can provide. We know how the Philadelphia court system works and what to expect when we handle your claim.
We also understand the fast pace and traffic on Philadelphia roads. Driving in Philadelphia can be a challenge. Located between major highways I-95, I-76 (Pennsylvania Turnpike), and I-476 (The Blue Route), Philadelphia is a bustling city with winding roads and hills. Additionally, some of the most dangerous roads in Pennsylvania are located in Northeast Philadelphia, including Roosevelt Boulevard, Knight Road, and Street Road.
Philadelphia Car Accident Lawyers list of Car Crash FAQ'S
How long do I have to report a car accident?
Car accidents should be reported as soon as possible. Most insurance companies require that claims are made within a specified window of time after the accident, however these limits vary. If you are unsure of your policy requirements, contact your insurance agent.
What is my case worth?
In general, case value is determined by your injury, your economic loss, and liability.
The type of injury, how it affects your life, and whether your injury is permanent or resolves itself in a few months, will greatly influence the value of your case. Therefore, case value can rarely be determined early on. There are many unknown valuation factors that can only be developed over time, such as the correct diagnosis of the injuries and the length of treatment.
Medical bills, subrogation liens (Workman’s Compensation, Medicare, and Health Insurance), work loss, lost earning capacity, and future prognosis addressing daily living restrictions will also be considered in the valuation of your case.
Finally, liability is a major factor in determining the worth of your case. If you are found to be 50% comparatively negligent, you may still recover, however your case worth will be adjusted proportionately. All factors considered case worth can rarely be determined early on. Therefore, if a lawyer tells you what your case is worth following an initial consultation or within a short time period of the injury, be wary of their motives.
What if I am a passenger injured in a car accident?
If you are a passenger in a car and you or a relative you live with has car insurance, your recovery will be controlled by the option elected under the policy of full tort or limited tort.
If you are a passenger in a car and you do not have car insurance or live with a relative who has car insurance, you will be considered full tort. This means that you can make a claim for personal injury that does not require a serious impairment of bodily function. In this case, you will qualify under the car owner’s policy for medical (PIP) coverage.
What if I am partially at fault for an accident?
Pennsylvania and New Jersey law allows you to recover for damages in a car accident as long as you are 50% or less responsible. In other words, if you are found to be 50% at fault for a car accident and the other driver is found to be 50% responsible, you can still recover for damages. This is known as Comparative Negligence. There is no formula for arriving at a precise number for a person’s comparative negligence. If you are found to be comparatively negligent, your settlement or award will be adjusted based on the percentage of negligence. In the case of comparative negligence, an experienced Philadelphia car accident lawyer will negotiate your settlement with an insurance adjuster or possibly argue your case to a jury at trial.
Philadelphia Car Accident Lawyers List of 7 Do's and Dont's
- DO be careful what you say to EMT’s or police regarding how the accident happened.
- DO seek Medical Treatment.
- DO tell your doctor EVERYTHING that is hurting you.
- DO be honest about your injuries.
- DO be honest about pre-existing injuries and prior medical conditions.
- DO NOT speak with an insurance company before speaking with your lawyer.
- DO keep a daily log of your injuries.
It is very important to be careful about making statements regarding how the accident happened. What you say to police or EMT’s following an accident may be used against you.
When you see a doctor, be truthful about your injuries and your prior medical conditions. Exacerbation of a pre-existing injury is compensible. Failure to disclose prior medical conditions, however, will hurt your credibility and your case.
Also, be sure to tell your doctor EVERYTHING that is hurting you as a result of the accident. It is impossible to know whether an injury will resolve or develop into something more serious over time. You may be focused on a pain that is initially more severe in one area of your body. However, that injury may heal over time and a lesser pain may prove to be a more serious injury. Therefore, you must identify ALL of your aches and pains at your initial doctor visit, so that insurance companies will not question at a later date whether the injury was related to the accident.
It is also important to keep a daily log of your injuries to help you recall how you were feeling in the days, weeks, and months following your injury.
How Pennsylvania car insurance laws affect your rights:
Car Accident Lawsuit Overview
A Philadelphia Auto Accident Attorney must handle a Pennsylvania personal injury claim under Pennsylvania's no-fault law. This means that if you own a car and have insurance in Pennsylvania, your insurance company is primarily responsible for your medical bills. This is called PIP or Personal Injury Protection. Your insurance company pays your medical bills whether it is your fault or not. If you are making a claim for pain and suffering, that claim is asserted against the insurance company for the at-fault driver. Your own insurance company does not pay for pain and suffering unless it is an uninsured or under-insured motorist claim under your own policy.
Car Accidents Involving Out-of-State Drivers
In the case of car accidents involving out of state drivers, generally speaking, if you are an out-of-state driver with insurance, your insurance company is still responsible to pay your medical bills under the PIP provisions of your policy. And if you are an out-of-state driver involved in an accident with a Pennsylvania driver, you will be most likely deemed full tort regardless of your injuries or insurance policy. This means that you do not have to have “a serious impairment of bodily function” to make a claim for your injuries.
Pennsylvania No-Fault Law and Personal Injury Protection (PIP)
Pennsylvania is a no-fault state with a choice-no-fault program. Knowing your rights under the Pennsylvania No-Fault System will help you to be fairly compensated for your injury.
Under Pennsylvania’s no-fault system, a driver is compensated for injuries through his or her own insurance policy, regardless of who caused the accident. Pennsylvania medical benefits are covered by PIP Insurance. PIP covers the medical benefits for you and others included in your policy, regardless of fault.
PIP Insurance is required by all Pennsylvania drivers.
Pennsylvania drivers must carry PIP coverage, bodily injury liability coverage, and property damage liability coverage. A minimum of $5,000 of PIP coverage is required in Pennsylvania. Bodily injury liability pays for the medical and rehabilitation expenses of anyone injured in a car accident where you are at fault. The minimum limit is $15,000 per person/$30,000 per accident; the $15,000 pays for injuries to one person, while the $30,000 is the total available to all claimants for one accident. Property damage liability covers the cost of repairing or replacing property damages that you caused in an accident where you are at fault. The minimum limit is $5000 of coverage. Unfortunately, PIP insurance may not be enough to cover your property damage, pain and suffering, medical bills, and lost wages from auto accidents.
Uninsured Motorists (UM) and Under-Insured Motorists (UIM) Coverage
If the at-fault driver has limited insurance or no insurance, your UM or UIM insurance will cover the additional amount of damage caused by the negligent driver. Compensation through UM and UIM can be complicated and is best handled by an experienced Personal Injury attorney.
Full Tort vs. Limited Tort Options
Under Pennsylvania’s choice-no-fault system, drivers can choose between two insurance options: full tort or limited tort. With full tort, you can sue in court for all damages, including pain and suffering. With limited tort, you are able to recover all out-of-pocket medical and other expenses, but you cannot recover damages for pain and suffering. There is an exception to this rule. If the accident has resulted in “death, serious impairment of bodily function, or permanent serious disfigurement”, you may recover for pain and suffering, even with limited tort insurance. Another exception is if you are involved in an accident with an out-of-state vehicle. Many drivers regret not purchasing full tort coverage, which costs only a few dollars more than limited tort. Limited tort prevents injury victims from suing for pain and suffering if they do not fall within the exceptions. Although limited tort does prove challenging in fully recovering for your injury, it is possible to receive substantial compensation within limited tort insurance.
Income Loss Protection
Income loss protection generally covers 80% of your gross income lost after the first 5 days of work are missed. If you do not carry income loss coverage, you may not be able to collect for your lost wages until your case is resolved through a settlement or trial.
The following chart highlights minimum insurance requirements in Pennsylvania and recommended coverage. This should not be considered legal advice as everyone is unique in their insurance needs. If you have any questions regarding your auto insurance coverage, contact your insurance agent.
If you own more than one vehicle registered in Pennsylvania, stacking is permitted on your insurance policy. Stacking permits you to add together or “stack” the underinsured or uninsured coverage of each automobile.
Property Damage Claims
If you were involved in a car accident and you were not hurt but you have a property damage claim you don’t need a Philadelphia Car Accident lawyer. You may have property damage insurance under your own policy, or the person who hit you may have property damage insurance. In that situation, you can submit your claims to your insurance company or the at-fault person’s insurance company, and the insurance company may pay your claim. If there is no insurance coverage, then you will have to file a lawsuit in Small Claims Court.
What is considered property damage?
Property damage covered by insurance companies is the difference between what your car was worth immediately before the accident and what it is worth immediately after the accident. You are also entitled to recover for the loss of use of your vehicle.
Property damage is determined by the cost of repairing the vehicle or the fair market value of the vehicle if it is determined to be totaled. Fair market value is usually determined by its Blue Book value.
The insurance company will decide whether the car will be repaired or totaled based upon the repair estimates. If repair estimates total more than 75% of your car’s Blue Book value, they will probably total your car. Today, estimates are usually done by the insurance adjuster. If the insurance company decides to repair the vehicle, you can arrange the work to be done at the repair shop of your choice. If the repair shop finds additional damage not identified in the original estimate, the repair shop will contact the adjuster for additional payment. The insurance company may require the use of after-market parts if they are of equal quality to the manufacturer parts.
The loss of the use of your vehicle is usually determined by the cost of renting a reasonable replacement, but the insurance company is not required to arrange a rental car for you. In that case, if you rent one yourself, you are entitled to recover that cost. Even if you don’t rent a car, you are still entitled to be compensated for loss of use.
If there is no car insurance, but you have a property damage claim against the other driver, you can handle it yourself in Philadelphia Small Claims Court. In the link below, Fox Law explains how to win your case in Small Claims Court.
WE MAKE A RECOVERY FOR YOU OR IT'S FREE.
No case is too big or too small for an evaluation. Fox Law welcomes the opportunity to represent you. Call us today for a prompt and free consultation regarding your personal injury case. During your consultation, your case will be discussed and the facts will be reviewed and evaluated.
Fox Law Philadelphia Car Accident Lawyers make a recovery for you or it's free. If Fox Law accepts your case, it will be handled on a contingency fee, which means you pay nothing out-of-pocket. We carry all of the costs and assume all of the risks when we accept your personal injury claim.
Fox Law welcomes you to contact us.
Where we serve: Center City Philadelphia, Northeast Philadelphia, Bucks County, Chester County, Delaware County, Montgomery County, Allentown, Lehigh Valley, and Reading Pennsylvania.
Fox Law Philadelphia Car Accident Lawyers are available to meet with you at our Philadelphia office. We also make house calls when necessary.
Our Philadelphia office is conveniently located at Two Logan Square in Center City Philadelphia.
Accessible by walking, bus, train or driving. A parking garage is attached to the building.
Prefer to meet us near Northeast Philadelphia?
Fox Law Philadelphia Car Accident Lawyers offer free consultations near Northeast Philadelphia by appointment at our conveniently located consultation office in Jenkintown located at 610 Old York Road, Jenkintown, Pennsylvania.
Located in the heart of Jenkintown, adjacent to the SEPTA Noble Train Station and SEPTA bus commuter service stop in front of the building.