PHILADELPHIA CAR ACCIDENT LAWYER
Top Rated Philadelphia Car Accident Lawyer Serving Philadelphia and Suburbs
Are you looking for the best Philadelphia car accident lawyer? Fox Law is top rated and centrally located near you in center city Philadelphia. With over 30 years of experience, top results, and 5 star reviews from our clients, you can trust Fox Law for the top representation and personal attention you deserve. We make house calls when necessary, and serve Philadelphia and the suburbs of Philadelphia.
Fox Law handles serious car accidents, truck accidents, and multi-vehicle accident cases in Pennsylvania and throughout the country. If you are an out-of-state car accident victim, Fox Law offers an in-depth understanding of Pennsylvania car accident law as it applies to out-of-state car, truck, and multi-vehicle accident victims.
WE MAKE A RECOVERY FOR YOU OR IT'S FREE.
Fox Law named on Expertise list of 2019 Best Philadelphia Car Accident Lawyers.
Expertise helps consumers find qualified, well-reviewed professionals, based on reputation, credibility, experience, availability and professionalism. A business cannot pay to be included on the Expertise list of best car accident lawyers in Philadelphia.
Philadelphia car accident lawyers you can trust.
It is an honor to be chosen as one of the best car accident lawyers in Philadelphia. We work hard to earn this recognition, and welcome the opportunity to represent you.
What sets us apart as the best Philadelphia Car Accident Lawyer?
In the video above, John Fox shares his experience as a defense attorney, and what sets him apart as one of the best car accident lawyers in Philadelphia.
Other Types Of Vehicle Accident Cases We Handle
Philadelphia Car Accident Lawyer: Multi-Vehicle Accident Experts
We are experts in handling complicated truck accidents and multi-vehicle accidents. Navigating the complicated chess match of litigation involved in truck and multi-vehicle accidents is a unique area of expertise in which very few attorneys are skilled. If the accident occurs on a highway and the accident involves trucks and tractor-trailers , catastrophic and fatal injuries often result. It is important to have a lawyer who knows how to prove fault and collect evidence in multi-vehicle truck accidents. John Fox is highly skilled in this type of litigation.
How Fox Law made a difference. Jake's Story.
How Fox Law made a difference. Lexi's Story.
Philadelphia car accident lawyer with a home court advantage
John Fox's career as a Philadelphia Car Accident Lawyer
John Fox's career as a practicing Philadelphia car accident lawyer gives him a familiarity with the Philadelphia court system and Philadelphia judges. With this familiarity comes a home court advantage that only a true Philadelphia trial lawyer can provide. We know how the Philadelphia court system works and what to expect when we handle your claim.
We also understand the fast pace and traffic on Philadelphia roads. Driving in Philadelphia can be a challenge. Located between major highways I-95, I-76 (Pennsylvania Turnpike), and I-476 (The Blue Route), Philadelphia is a bustling city with winding roads and hills. Additionally, some of the most dangerous roads in Pennsylvania are located in Northeast Philadelphia, including Roosevelt Boulevard, Knight Road, and Street Road.
Philadelphia Car Accident Lawyer FAQ'S
A Philadelphia Car Accident Lawyer Understands Your Rights
Car Accident Lawsuit Overview
A Philadelphia car accident lawyer must handle a Pennsylvania personal injury claim under Pennsylvania's no-fault law. This means that if you own a car and have insurance in Pennsylvania, your insurance company is primarily responsible for your medical bills. This is called PIP or Personal Injury Protection. Your insurance company pays your medical bills whether it is your fault or not. If you are making a claim for pain and suffering, that claim is asserted against the insurance company for the at-fault driver. Your own insurance company does not pay for pain and suffering unless it is an uninsured or under-insured motorist claim under your own policy.
Car Accidents Involving Out-of-State Drivers
In the case of car accidents involving out of state drivers, generally speaking, if you are an out-of-state driver with insurance, your insurance company is still responsible to pay your medical bills under the PIP provisions of your policy. And if you are an out-of-state driver involved in an accident with a Pennsylvania driver, you will be most likely deemed full tort regardless of your injuries or insurance policy. This means that you do not have to have “a serious impairment of bodily function” to make a claim for your injuries.
Pennsylvania No-Fault Law and Personal Injury Protection (PIP)
Pennsylvania is a no-fault state with a choice-no-fault program. Knowing your rights under the Pennsylvania No-Fault System will help you to be fairly compensated for your injury.
Under Pennsylvania’s no-fault system, a driver is compensated for injuries through his or her own insurance policy, regardless of who caused the accident. Pennsylvania medical benefits are covered by PIP Insurance. PIP covers the medical benefits for you and others included in your policy, regardless of fault.
PIP Insurance is required by all Pennsylvania drivers.
Pennsylvania drivers must carry PIP coverage, bodily injury liability coverage, and property damage liability coverage. A minimum of $5,000 of PIP coverage is required in Pennsylvania. Bodily injury liability pays for the medical and rehabilitation expenses of anyone injured in a car accident where you are at fault. The minimum limit is $15,000 per person/$30,000 per accident; the $15,000 pays for injuries to one person, while the $30,000 is the total available to all claimants for one accident. Property damage liability covers the cost of repairing or replacing property damages that you caused in an accident where you are at fault. The minimum limit is $5000 of coverage. Unfortunately, PIP insurance may not be enough to cover your property damage, pain and suffering, medical bills, and lost wages from auto accidents.
Full Tort vs. Limited Tort Options
Under Pennsylvania’s choice-no-fault system, drivers can choose between two insurance options: full tort or limited tort. With full tort, you can sue in court for all damages, including pain and suffering. With limited tort, you are able to recover all out-of-pocket medical and other expenses, but you cannot recover damages for pain and suffering. There is an exception to this rule. If the accident has resulted in “death, serious impairment of bodily function, or permanent serious disfigurement”, you may recover for pain and suffering, even with limited tort insurance. Another exception is if you are involved in an accident with an out-of-state vehicle. Many drivers regret not purchasing full tort coverage, which costs only a few dollars more than limited tort. Limited tort prevents injury victims from suing for pain and suffering if they do not fall within the exceptions. Although limited tort does prove challenging in fully recovering for your injury, it is possible to receive substantial compensation within limited tort insurance.
Uninsured Motorists (UM) and Under-Insured Motorists (UIM) Coverage
If the at-fault driver has limited insurance or no insurance, your UM or UIM insurance will cover the additional amount of damage caused by the negligent driver. Compensation through UM and UIM can be complicated and is best handled by an experienced Personal Injury attorney.
Income Loss Protection
Income loss protection generally covers 80% of your gross income lost after the first 5 days of work are missed. If you do not carry income loss coverage, you may not be able to collect for your lost wages until your case is resolved through a settlement or trial.
The following chart highlights minimum insurance requirements in Pennsylvania and recommended coverage. This should not be considered legal advice as everyone is unique in their insurance needs. If you have any questions regarding your auto insurance coverage, contact your insurance agent.
If you own more than one vehicle registered in Pennsylvania, stacking is permitted on your insurance policy. Stacking permits you to add together or “stack” the underinsured or uninsured coverage of each automobile.
When you don't need a Philadelphia Car Accident Lawyer
Property Damage Claims
If you were involved in a car accident and you were not hurt but you have a property damage claim you don’t need a Philadelphia Car Accident lawyer. You may have property damage insurance under your own policy, or the person who hit you may have property damage insurance. In that situation, you can submit your claims to your insurance company or the at-fault person’s insurance company, and the insurance company may pay your claim. If there is no insurance coverage, then you will have to file a lawsuit in Small Claims Court.
WE MAKE A RECOVERY FOR YOU OR IT'S FREE.
No case is too big or too small for an evaluation. Fox Law welcomes the opportunity to represent you. Call us today for a prompt and free consultation regarding your personal injury case. During your consultation, your case will be discussed and the facts will be reviewed and evaluated.
Fox Law Philadelphia Car Accident Lawyers make a recovery for you or it's free. If Fox Law accepts your case, it will be handled on a contingency fee, which means you pay nothing out-of-pocket. We carry all of the costs and assume all of the risks when we accept your personal injury claim.
Fox Law welcomes you to contact us.
Where we serve: Center City Philadelphia, Northeast Philadelphia, Bucks County, Chester County, Delaware County, Montgomery County, Allentown, Lehigh Valley, and Reading Pennsylvania.
We are available to meet with you at our Philadelphia office. We also make house calls when necessary.
Our Philadelphia office is conveniently located at Two Logan Square in Center City Philadelphia.
Accessible by walking, bus, train or driving. A parking garage is attached to the building.
Prefer to meet us near Northeast Philadelphia?
We offer free consultations near Northeast Philadelphia by appointment at our conveniently located consultation office in Jenkintown located at 610 Old York Road, Jenkintown, Pennsylvania.
Our office is located in the heart of Jenkintown. We are adjacent to the SEPTA Noble Train Station. The SEPTA bus commuter service stop is in front of the building.